Payment Plans For UAE Properties

Low Up front costs and flexible payments

Dubai property investment does not require paying the full price upfront. With flexible, developer-backed payment plans, you can secure a property with as little as a 10% down payment and spread the remaining balance through manageable instalments during construction and after handover. This approach reduces initial risk, improves cash flow, and allows investors to lock in today’s price while benefiting from potential capital growth before completion.

What is Off-Plan Real Estate?

Off-plan real estate means purchasing a property before construction is completed, directly from a developer. In Dubai and the wider UAE, this is one of the most common and accessible ways for first-time international investors to enter the market.
Buyers typically secure an off-plan property at an early stage, often at a lower price than comparable completed homes, with payments spread over time rather than paid upfront.

Dubai offers a lifestyle like no other, with world-class amenities, thriving communities, and unparalleled opportunities for growth. Whether you’re a first-time buyer, an investor, or looking for your forever home, Jones & Redfearn Dubai is your trusted partner in finding a property that perfectly complements your aspirations.

Key Benefits of Off-Plan in Dubai

Lower Entry Prices

Early-stage pricing is typically below the value of completed properties in the same area.

Flexible Payment Plans

Payments are spread across the construction period — and sometimes beyond handover — reducing the need for large upfront capital.

Strong Capital Growth Potential

Value often increases as construction progresses and the surrounding area develops.

High Rental Demand on Completion

New, modern homes in well-located communities attract strong tenant and short-term rental demand.

Brand-New Properties

Modern layouts, amenities, and finishes designed to meet current lifestyle expectations.

Off-Plan vs Ready Property: What’s the Difference?

OFF-PLAN PROPERTY

• Purchased before completion
• Lower entry price
• Flexible, staged payment plans
• Capital growth during construction
• Ideal for growth-focused investors
• Handover typically 1–4 years

Ready Property

• Purchased fully completed
• Higher upfront cost
• Full payment required (or mortgage)
• Immediate rental income
• Ideal for income-focused investors
• Move in or rent immediately

In Simple terms: Off-plan suits investors focused on growth and long-term value, while ready properties suit those seeking immediate rental income.

Why Off-Plan Works So Well in Dubai

Dubai offers a highly regulated off-plan market designed to protect international buyers. Developer payments are held in government-regulated escrow accounts, and projects are closely monitored throughout construction.

Combined with strong population growth, global demand, and world-class developers, off-plan property in Dubai provides a secure and transparent investment environment for overseas buyers.

Is Off-Plan Right for You as an International Investor?

Off-plan property is well-suited if you:

Are investing from the UK or overseas

Prefer flexible payments over large upfront costs

Are focused on capital growth rather than immediate income

Want access to new developments and early pricing

Are considering UAE residency or Golden Visa eligibility (subject to criteria)

Our team supports first-time international investors at every stage — from selecting the right development to managing contracts, payments, and handover — ensuring clarity, transparency, and confidence throughout the process.